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Posted on October 28, 2010PA DSS- Know the Rules! (version 2)
In the recently released PCI DSS version 2 there is a statement that is sure to cause confusion…it states: Note: It is not a PCI DSS requirement to use PA-DSS validated applications. Please consult with each payment brand individually to understand their PA-DSS compliance requirements.) To (hopefully) answer the inevitable questions before they are asked I will [...]
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Posted on October 28, 2010PCI DSS v 2.0 Released
Today,  the Payment Card Industry Security Standards Council (PCI SSC) released the updated version of the Payment Card Industry Data Security Standard, the PCI DSS.  The SSC released a notice of the forthcoming changes in August, so the changes should not be too surprising. Most of the changes involved providing additional clarification around existing requirements.  [...]
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Posted on October 26, 2010Customer Service vs. PCI Compliance
In Customer Service, we understand that rules and regulations can be a hindrance when it comes to taking care of our valued customers. Please know, by no means does ProPay wish to make things more difficult and not be of assistance when contacting ProPay’s Customer Service Department. However, we must follow the industry’s rules and [...]
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Posted on October 25, 2010When in Doubt, Opt-Out
Last week saw a number of stories involving social media sites and their privacy policies. Â Recent news stories have warned us about applications that may share our personal data with third party companies, hiding pictures of our exes, and now that applications may “out” people. Â In the payments industry there is a tendency to [...]
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Posted on October 25, 2010ID Theft vs. Credit Card Fraud
There is often confusion about what constitutes ID theft. Adding to the often confusing statitics are the scores or reports, surveys, and other information published on a nearly daily basis that often seem to use the terms interchangeably. Arguably, there is often a fine line between the two concepts but it is important to know [...]
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Posted on October 20, 2010Zues 2.1…Dangerous, Undetectable
As companies scramble to shore up their defenses against cybercriminals, the criminals are responding in kind. Over the past several year, malicious software has taken center stage in the fight to steal sensitive data. Data theives are continually revising their tools, and tactics to exploit vulnerabilities in security. The web-browser is once again at the [...]
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Posted on October 19, 2010Protecting you and your business against fraud
The fight against fraud requires all people involved in a transaction to be vigilant. Fraud can mean an assortment of offenses, for example, using a stolen credit card you are not authorized to use to make a purchase. Merchants are also committing a fraudulent activity when not fulfilling their customer’s orders. ProPay has systems in place [...]
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Posted on October 18, 2010Facebook’s Ongoing Privacy Tribulations
Most users of Facebook are familiar with some of the well-documented privacy issues that the popular social networking site has had over the years. In fact, the site just recently debuted a number of new settings and processes designed to help protect users’ personal information.  So, one can imagine the chagrin the company feels as [...]
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Posted on October 15, 2010Impacts of the Recent MasterCard and Visa Settlement
On October 4, 2010, the United States Department of Justice announced it settled with Visa and MasterCard on the issue of the card brand networks’ practice of prohibiting merchants from offering discounts, rebates, or other incentives to customers who pay by cash, check, an alternative payment method, or even a specific type of card. In the [...]
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Posted on October 13, 2010Security?..Privacy?…What’s the difference?
I was doing some research today and was struck again at how often Privacy is “back-burnered” in the data security discussion. There is a feeling among some that as long as industry best practice security protections are in place, privacy will take care of itself. To my mind, it’s often the other way around – [...]
