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EmerchantPay has over 7 years of experience, providing a service in the online credit card payment processing sector. The company was established by a group of executives with a background based in the fields of Banking, Advertising, IT Services and offshore Trust and Corporate Administration.
EmerchanPay offers two credit card processing solutions depending on the size and type of online business - PayLink and PayDirect.
PayLink is specially designed for new online merchants. PayLink is a worry-free solution which will allow to use eMerchantPay’s secure payment page and 24/7 customer support help desk. The company take care of managing the risk and fraud prevention by employing risk management experience and advanced fraud scrubbing tools. Customer's money will be transferred to customer's bank account weekly. Customer will be able to review and monitor his processing figures at any time.
PayDirect is the merchant account solution for large-scale online businesses. It's solution for an established online business and website. Designed for the more experienced online merchants, PayDirect offers the advantage of tailored solutions and direct accounts with acquirers. Customer will have his own branded payment page, use his own customer help desk and manage the transaction flow at his own website. EmerchanPay will use company's risk management practices and experience to help customers fighting fraud and keeping chargebacks at the lowest possible level. Customers will be able to fully employ EmerchantPay's advanced payment gateway technology and fraud prevention tools. Customer's money will be transferred to his bank account weekly. Again, customer will be able to review and monitor his processing figures at any time.
eMerchantPay utilizes a certified PCI-compliant secure online payment gateway that provides online merchants with secure payment forms and server-to-server integration services.
Over the years, the online gateway processing platform has been developed into a state-of-the-art, secure, centralized, internet- based application to meet the exact demands of the online industry. The company constantly striving to provide innovations to help customer's maintain it's online business, minimize refunds, keep chargebacks low, and protect from fraudulent transactions.
eMerchantPay's online payment gateway features ensure that it is a secure and reliable environment for online credit card processing:
* All data streams managed and directed in real time
* All transaction data validated and authenticated prior to forwarding to the acquirer
* 128-bit Secure Socket Layer (SSL) data encryption key
* Risk Check Module to catch, combat and block fraudulent transactions
* Extensive negative database continually updated
* Firewalled and encrypted database
* Complete back office accounting module
* Regularly audited by external experts to ensure gateway security
* Geographical IP address location check
* Issuing bank BIN Number country match
* Real-time Address Verification Check (AVS)
* Rebilling system for subscription/membership sites management
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